Financing

We are partnered with PayBright to offer you financing solutions!

Enjoy your jewellery immediately, while spreading your payments over time.

What is PayBright?
PayBright is Canada’s leading installment payment platform, providing you with buy now, pay later plans.

With PayBright, you can be instantly approved to pay for your jewellery order over 3-36 monthly payments. See individual product listings for details and pre-approval options. Simply enter a few details to get an instant approval decision. PayBright payments are secure and there are no hidden fees. You’ll see your monthly payment amount up front before you complete your order and decide if you'd like to accept the financing offer. 

How to Use PayBright

  1. Add item(s) to the shopping cart and select PayBright as your payment method at checkout.
  2. Enter a few details to get an instant approval decision and place your order! Your interest rate will be based on your credit profile.
  3. Choose your payment plan with PayBright and Arsaeus Designs will proceed with your order.
  4. Make your monthly payments to PayBright while you enjoy your jewellery piece!

*Conditions apply and all transactions are subject to approval by PayBright. Monthly payment amounts, interest, and loan terms may depend on your personal credit profile. For more information, please visit the PayBright website and refer to these helpful links: How it Works and Help.

 

FAQs for PayBright

How does PayBright work?
Place your order with Arsaeus Designs using PayBright. You can split your purchase into easy, automatic monthly payments.

  1. Add your order item(s) to the shopping cart and select PayBright as your payment method at checkout (for orders between $300 and $15,000).
  2. Get set up: Use your mobile phone number to set up your PayBright plan within 60 seconds.
  3. Choose your payment plan with PayBright and Arsaeus Designs will proceed with your order.
  4. Make 3-36 monthly payments to PayBright while you enjoy your jewellery!

PayBright will automatically charge monthly payments using your preferred method of payment.

How do I apply?
If you are eligible, PayBright payment plan options will be presented at checkout: 'Pay in 4' or 'Monthly payments.' After confirming your phone number, you’ll be sent a one-time SMS password to confirm your identity. You’ll then enter a few details for an instant decision. If you’re approved, you will set up your repayment method with PayBright and accept the terms of your payment plan.

Are there requirements to use PayBright?
Yes. You’ll need:

  • To be the age of majority in your province
  • To be a resident of Canada
  • Depending on the plan you select, options include a Canadian bank account, or a Visa/Mastercard credit/debit card. Your debit card must have the Visa or Mastercard logo
  • An SMS-capable Canadian phone number
  • To meet the minimum cart size required to use PayBright as a payment option at checkout
  • How do I make my payments?
  • At checkout, you will set up convenient, pre-authorized monthly payments that will be debited/charged to your Canadian bank account, or a Visa/Mastercard credit/debit card.

Which payment methods are accepted?
PayBright currently accepts pre-authorized debits from your Canadian bank account, or a Visa/Mastercard credit/debit card. Debit cards must have the Visa or Mastercard logo. Please note that prepaid cards are not accepted. Visa credit cards are unavailable for interest-bearing monthly payment plans. For interest-bearing payment plans, you may use a bank account, or a debit card with the Visa or Mastercard logo.

When will my payments begin? And what if I have pre-order products?
Please refer to the payment plan agreement for all of your payment schedule information.

If you finance your custom order with PayBright - your payments, including interest, will begin before you receive your item. Please note, that if you decide to cancel your order, you may not receive a rebate on any interest that may have already accrued on payments for design work completed up to that point.

How much can I spend with PayBright?
PayBright payment plans are available for Arsaeus Designs orders up to $15,000 CAD.